Health Coverage Built Around You.
Health insurance is not one-size-fits-all. Explore private health insurance options and get help understanding which type of coverage may fit your doctors, prescriptions, budget and healthcare needs.
Looking Beyond Marketplace Insurance?
ACA Marketplace coverage can be a great fit for many families, especially those who qualify for premium tax credits. But it is not the only option available. Private health insurance may provide another path depending on your health, income, coverage needs, preferred providers and budget.
Private Health Insurance May Be Worth Exploring If...
You Don't Receive an ACA Subsidy
If your household income makes Marketplace coverage expensive, comparing private options may be worthwhile.
You Want Different Coverage Choices
Private health products can offer different combinations of deductibles, benefits, networks and premiums.
You Need Coverage Between Major Plans
Certain products may provide temporary or alternative coverage depending on your situation and eligibility.
Explore Private Health Insurance Options
You can begin exploring available options online, or contact us first if you'd like help deciding where to start.
Pivot Health
Explore available Pivot Health coverage options and see pricing based on your information and location.
View Pivot Health OptionsUnitedHealthcare / Golden Rule
Review available UnitedHealthcare Golden Rule insurance products and request a quote directly through the secure shopping portal.
View UnitedHealthcare OptionsNot Sure Which Direction To Go?
That's exactly where working with an independent insurance agent can help. We can discuss your doctors, prescriptions, current coverage, healthcare priorities and budget before you make a decision.
Speak directly with a licensed insurance agent.
205-671-2835Important Things To Know
Private health insurance products can work differently from Affordable Care Act Marketplace plans.
Depending on the product, coverage may include medical underwriting, exclusions, waiting periods, benefit limits, provider-network requirements or restrictions involving pre-existing conditions.
Coverage, availability and eligibility vary by product and state. Always review the plan's official benefits, exclusions, limitations and policy documents before enrolling.
You Don't Have To Figure Health Insurance Out Alone.
Explore plans online or contact C&J Isbell Brokerage Group for help reviewing your options and deciding which direction may make sense for you.