Insurance guidance you can trust for every stage of life.
We're James and Christina Isbell, your local insurance advisors. We compare plans from many carriers, explain your options in plain English, and stay with you long after you enroll.
- Local and family-owned
- Independent advice
- No cost to work with us
- Real people answer the phone
Where are you right now?
Pick what fits your situation, and we'll show you the options that make sense.
Medicare
Medicare Advantage, Medicare Supplement, and Part D drug plans, explained clearly so you can avoid costly mistakes.
Explore Medicare Buying my own coverageACA Marketplace plans
See if you qualify for tax credits that lower your monthly cost, and get help choosing and enrolling.
Get ACA help Self-employed or paying full pricePrivate health insurance
Options outside the Marketplace for healthy individuals and families who don't qualify for tax credits.
See private options Looking for an alternativeHealthshare programsNot insurance
Members share each other's medical costs. We'll help you decide honestly whether it fits your health and budget.
How healthshares work Need checkups and glassesDental & vision
Affordable individual plans for cleanings, fillings, eye exams, and eyewear.
Explore dental & vision Want extra protectionSupplemental insurance
Accident, hospital, cancer, and critical illness plans that help with costs your health plan leaves behind.
See supplemental plansProtecting a four-legged family member? Explore pet health insurance.
We started this because we were frustrated too.
We were tired of watching people overpay for coverage they didn't understand, or go without it altogether.
We're not a call center, and we're not tied to one insurance company. We're your neighbors, and we work for you. Whether you're turning 65 and sorting through Medicare for the first time, or you're a family looking for health coverage that doesn't leave you guessing, we're here to make it simple.
James & Christina Isbell
Read our storyWhat working with us looks like
We live here too
We live in Alabama, serve Alabama families, and treat every client like a neighbor, because you are.
We work for you
As independent agents, we compare plans across multiple carriers. We have no single company to push, so the plan that fits you is the one we recommend.
Real people answer
When you call, you reach James or Christina. No chatbots and no transfer chains, just people who know your situation.
We stay with you
Jobs, families, and health change. We review your coverage every year and suggest adjustments when something no longer fits.
Our help costs you nothing
Insurance companies pay us when you enroll, so our guidance is free to you. There's no reason not to have a conversation.
We make it simple
We translate the jargon and make sure you understand what you're signing up for, before you sign anything.
Neighbors helping neighbors
"Loved everything so far"
Christina and James are super knowledgeable in their field. And they can get you answers right away for the few things that they don't know everything about. They navigated on behalf of my husband who is on disability, and got him set up with a great benefits package.
"This husband and wife team are the real deal"
If you live in Alabama, and are having to purchase your own health care, or if you have an elderly parent or family member, give Christina and James Isbell a call. They spent so much time yesterday helping my sister and her husband find the best Medicare program to fit their needs. The amount of time and care they put into finding the perfect program is not something you will get from the ads off of the TV.
Need home, auto, or business insurance?
Our sister agency, Isbell Insurance Group, handles home, auto, and business insurance, so the Isbell family of agencies can help with every insurance need your family has.
Not sure which plan fits you?
Call us today for a free, no-pressure review. We'll compare your options and explain them in plain English, so you can choose with confidence.
- No cost to work with us
- Medicare, health, dental & vision
- Help all year, not just at enrollment
Prefer to start online? Get a health insurance quote